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Are you looking to purchase your first home in Osceola County? Are you eager to become a homeowner? A first home purchase can be a thrilling and challenging experience, but it’s also a significant milestone. Fortunately, the Osceola County Housing Department offers various programs and resources to help residents achieve homeownership. Other agencies offer initiatives that can assist with your down payment. Here are 10 essential tips to guide you through the home-buying process, including programs like the State Housing Initiatives Partnership (SHIP) and other local initiatives: Assess your financial situation: Before buying a home, you should assess your finances. Prepare a budget that demonstrates your current income and expenses, as well as one that accounts for homeownership expenses. This includes the down payment, closing costs, mortgage payments, and other homeownership costs.